Your Dream Car Loan Calculator


  So you thought about it for days and you turned pros and cons in you head again and again. You did a lots of internet homework (much more then ever before at college 😉 ) and you finally decided on the car you want. You know which color looks the best, you know what options you must have, you even checked how green it is. Now you are definitely positive that you want it, you just need to check how much will it cost you.

  If you are going to take car loan, than its total payment over the whole loan term that counts the most. If you look only at monthly payments, fair enough, you’ll be able to afford it. But as well, that way you’ll miss the big picture. On the end of the day, you want to save as much as you can. That’s why we provided this simple, handy dandy loan calculator.

  The rates shown are averages based on thousands of financial lenders, conducted daily by Informa Research Services, Inc. The 36-month new auto loan APRs are estimated based on the following assumptions. A Loan Amount between $10,000 and $20,000, 36 months and Interest rates are fixed for the term of the loan. This information is provided for reference only, because actual rates vary across different states and loan providers. As always, your best option is to shop around.

Credit Score Range Average Rates
720 – 850 3.18 %
690 – 719 4.542 %
660 – 689 6.6 %
620 – 659 9.503 %
590 – 619 13.78 %
500 – 589 14.911 %

How to Use this Information

  Estimate your credit score range and corresponding interest rate from the above table. Than use that rate to calculate loan payments. Particularly pay attention to the Total Payment: output.

  Calculate Total Payment for at least two different credit score ranges. The difference in Total Payments will tell you how much you’ll be better off financially with a higher credit score.

  Use Recalculate button to save time.

Auto Loan Calculator


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